All licensed drivers in the household may not have more than
1 moving violation or at-fault accident in the past 3 years. A
maximum of 2 per household.
An operator with a major violation is ineligible for the
Licensed drivers must have at least 10 years driving
experience in order to be eligible for coverage. Any member without
10 years driving experience must be excluded from the policy
(supplemental form required to be signed by insured and excluded
Each licensed driver in the household must have a regular use
vehicle, which is insured with limits equal to or higher than the
limits being applied for on the collectible vehicle. At least one
regular use vehicle must be less than 15 years old.
All licensed members of the household and any other drivers
of the vehicle must be listed on the application.
Vehicles are not to be used for:
Regular personal use
Track, racing or timed events of any kind whether
competitive or not
A substitute for a regular, personal use vehicle
Vehicles must be stored in a fully enclosed, locked garage when not in use.